Where banks have turned small business owners down, BC Funding has been able to direct fund businesses with as much as a million dollars or more in as little as 7 business days, with an array of custom funding programs.

To sign up for FREE admission to the XPO, please visit: http://www.eventmanagement.org/newyork/register.php

If you would like to schedule a meeting with us at the event, please send an email to ks@bankcardfunding.com.

Thank you and we look forward to seeing you there.

Sincerely,

BC Funding

On the web: www.MerchantCashAdvance.com & www.bankcardfunding.com
Phone: 888-221-4545
email: info@bankcardfunding.com

A franchise network is comprised of many individual small businesses. An individual franchisee seeking bank financing to buy a franchise will be met with an abundance of rejections, especially during these economic times. Many potential franchisees are aware of this and are then deterred from taking the franchise leap.  Asking a bank to finance a new business could not be any more difficult than it is today. Even established businesses have incredible trouble attaining funding from banks so new potentials franchisees can almost bank (no pun intended) on getting rejected.

The lack of funding available to franchisees is a growing problem every day. Franchisors want to grow and entrepreneurs want to work, but the pipeline between franchisor and franchisee has been badly damaged due to our economy and the lack of money available for lending.

BankCard Funding, based out of Syosset, NY has been offering and providing a dynamic solution to this pipeline problem. Franchisors across the country have strategically aligned with BankCard Funding to attain ongoing funding solutions. Once a funding partnership is forged, these franchisors have the ability to go out and entice entrepreneurs to buy their franchises by being able to provide them with the funds needed to get started and operational.

BankCard Funding’s finance product is called a merchant cash advance which serves as workable and strategic substitute to the conventional bank loan. A Merchant Cash Advance is quick and easy, there are no fixed monthly payments, and there are no personal guarantees. As long as your franchise accepts credit cards and you can provide them with credit card statements, your franchise can qualify (based on your credit card receivables) for up to a million dollars (and even more) in as little as 7 business days. There is no set payment plan. Your repayment is custom and based on how much business you bring in via credit card. If you have an off month, the payment is smaller. A better month, the funds are repaid faster. It’s a simple and strategic system put in place to circumvent the ever-rejecting banks and a system set up so you can grow your franchise.

The merchant cash advance program as provided by BankCard Funding is very straightforward. Once approved, BankCard Funding simply advances the money to your account. Under most circumstances, the entire process takes just 5-7 business days. Once funded, you are free to use the funds from merchant cash advance however you feel is best suits your businesses’ needs. You can use it renovation, procurement of some equipment, payroll, expansion, general business cash flow – or in the case of growing your franchise – as an outstanding method of coaxing potential franchisees.

BankCard Funding specifically designed a special merchant cash advance program for franchises, so the application and review processes are completed smoothly. You do not need to appear personally to discuss the terms with anyone. You just need to email the credit card records and other essential documents. The franchise funding specialists will evaluate them expeditiously and contact you to create a custom repayment plan that works for you.

Now is a great time to think about franchise expansion. Having access to real substantial financing which you can offer your potential franchisors is the best way to do this.  The bank process is tedious and most often ends in rejection. Aligning yourself with a direct funder like BankCard Funding allows your franchise to circumvent the bank process, attain consistent funding with no personal guarantee, and most importantly – see profits grow.

BankCard Funding can be reached by calling 888-221-4545 and visiting them on the web at www.bankcardfunding.com.

Merchant cash advances from BankCard Funding can be an actual life saver for many small businesses. Small businesses can use the funds to stabilize, grow and seize new opportunities. A merchant cash advance is when a funding company, like BankCard Funding, purchases the future credit card receivables of a small-business in need of financing. It is not a loan.  A business owner who accepts credit cards for sales and has been in business for at least a year is most-likely eligible for a merchant cash advance up to a million dollars.

When you partner with a merchant cash advance company like BankCard Funding, it’s easy to see the benefits of this form of financing. Small businesses are the major engines and wheels of our economy. Sadly and factually, many small businesses are forced to close their operations because banks refuse to provide them with the funds they need to operate their business smoothly.  The success of small businesses depends on their ability to seize opportunities as soon as possible.  They need to respond quickly to continuously changing trends, fashion and tastes. Quick access to working capital is therefore crucial for the health of the small business industry.

BankCard Funding provides financing without collateral. With traditional bank loans, your credit score affects your ability to obtain the funds.  Business cash advances are provided only on the basis of your monthly credit card sales. Your credit score does not affect your ability to receive the funds.  Traditional bank loans require a lot of paper works, so it is often a time consuming and painful process. BankCard Funding requires very little paperwork and releases funds within a week of submitting the application. Traditional loans follow a fixed repayment schedule. You need to face the pressure of paying a fixed amount every month, even if your business lulls in a month. BankCard Funding offers you the flexibility to repay the money. If your business is in a dull phase in a month, the pay back amount decreases proportionately.

The Merchant business cash advance industry has grown tremendously in the past ten years.  If used for the right purposes and under right conditions, it really can offer you plenty of benefits and efficiencies for your business.  If you have established a new business recently and maintain a steady stream of credit card sales, you may be faced with cash flow challenges. You may need to wait for customer payments to invest further in your business. As your business is growing, you may not even recognize the cash flow crisis in the initial stage. BankCard Funding can offer you the best solution to avoid all these issues.  It helps you manage fast growth without worrying about cash flow issues.

Any unpredictable event could impact your business severely if not dealt with immediately.  You need quick money to fix such problems and it is impossible to wait for the normal turnaround times associated with a traditional loan, that would anyway likely result in a rejection. The Merchant cash advance industry as provided by a serious, reputable company like BankCard Funding should be taken as a mainstream financial option.  BankCard Funding makes the process of obtaining merchant cash advances painless and straightforward.

For more information about BankCard Funding’s merchant cash advance program, please call 888-221-4545 and visit www.bankcardfunding.com.

The most important benefit of a merchant cash advance is its prompt and straight-forward application process. Traditional bank loans require you to take a time consuming and demanding course of action. The difference between processing and decision making time between a bank and a merchant cash advance company is dramatic. By the time the bank answers you (with a presumable denial, anyway), quite often the business opportunity you needed the funding for has already passed. You also need to pay an application processing fee. Reliable merchant cash companies like BankCard Funding do not charge any application processing fees and the funding process usually takes less than 7 days to complete.  The differences in efficiency between a bank and BankCard Funding are staggering.

Banks evaluate your personal credit, business credit, financial statements, business plans, and tax returns before deciding on a loan. However, merchant cash advance companies consider your monthly credit card returns and how long you have been in business for in their decision making process to provide cash advances. Merchant cash advances are a painless process from start to finish. The almost instant response BankCard Funding gives is of great use to businesses that want funds to meet immediate expenses and needs.

Further, In order to obtain a traditional bank loan, your credit score needs to not only be good; it needs to be great. If you have poor credit, you can forget about a bank loan and shouldn’t even waste your time. Additionally, even if you manage to get a loan, the interest rate may be much higher than advertised so be sure to read all the fine-print. What can seem like an attractive introductory rate, can balloon exponentially without warning. The merchant cash advance offers a great solution to these issues as BankCard Funding provides financing to business owners that have an unfavorable credit score as well.

With a traditional bank loan and many other loan products, you often need to give collateral to offset the risk to the lender. The lender can take whatever you have put up as collateral if you cannot repay the loan.  Merchant cash advances do not require any collateral and therefore you can avoid the risk of losing that collateral. Your credit card receivables are the only security needed by a merchant cash advance company like BankCard Funding.

Merchant cash advances are provided on the basis of your real business performance. This practical approach allows any stable business to qualify for a cash advance. Traditional bank loans on the other hand are provided on the grounds of your credit score, capital in the business, capacity to repay, and collateral. Hence, many businesses find it hard to qualify for a traditional loan.

Merchant cash advances often serve as a great option for many businesses to get out of a tight situation. It is an unsecured cash advance and is not tied to any personal or business assets.  There is no personal liability! It is of great use when your business needs extra cash flow to buy new inventory, open a new branch, hire or train new staff, and to pay off debt.  You can make use of this cash advance for any business purpose you want.

The repayment process of a merchant cash advance is based on the monthly revenue of your credit card sales. If your sales are high, you pay the merchant cash provider faster. Otherwise, you can pay smaller amounts. Traditional bank loans do not offer you this flexibility.

BankCard Funding allows you to apply for a cash advance easily online. The online application can be found here or you can get more information by calling 888-221-4545. The merchant cash advance funding process allows you to enjoy the convenience of receiving financing without leaving your home or office.

Partner with BankCard Funding to ensure your business rides the tide of this poor economy and has the capital it needs to sustain itself and nurture growth.

Franchisors have been sympathetic to the financial challenges hindering potentially qualified franchisees and have offered some form of financial assistance to franchisees since its inception. In general, franchisors do this because they need to attract franchisees, and in large numbers. For many kinds of businesses, the capital requirements are such that it’s hard to attract franchisees unless they are financed. There are two very different kinds of financing of franchisees: One is the direct financing of franchisees by franchisors; the other is indirect, where third parties are actually doing the financing. Lately, however, direct franchisor financing has slowed down substantially causing company growth to come to a screeching halt. With no access to funding (by their banks, or by the franchisor) potential franchisees have nowhere to turn. It’s a vicious cycle where everyone loses.

For franchisors, especially those seeking a substantial growth spurt and a strategic and viable way of reeling in eager franchisees, partnering with a company like BankCard Funding is the perfect solution. BankCard Funding has been forging partnerships with franchisors and has played the role of “backbone” by allowing franchisors to say “Yes!” to those seeking to buy into their franchise but who do not have capital. BankCard Funding provides the funding that you, the franchisor, can’t or won’t provide, which allows your business to focus on growing. By reaching out to potential franchisors with the powerful “we WILL finance you” incentive, your chain will grow exponentially, both in size, profits, credibility, and popularity. As you grow, BankCard Funding will be there in the background funding your new sign-ups, and strategically giving you the luxury of focusing your funds on growing and allowing you to spend less time turning down ambitious “would-be” franchisors.

Never has there been a better program in place for franchisors to grow like today. BankCard Funding realizes the economic challenges that franchisors face today, in terms of being unable to allow entrepreneurial-minded potential franchisees, and they will mold the perfect, out-of-the-box, custom, financing solution for your franchise to explode.

Give BankCard Funding a call at 888-221-4545 and visit them on the web at www.bankcardfunding.com.

Ideally, the business credit line truly is great and largely available. The problem is that not only are banks ruthlessly cutting lines of credit and hanging businesses out to dry, but it’s becoming exceedingly difficult to secure that line of credit in the first place; even a nominal one. The prospects of needing to tap into those ideal reserves are very commonplace. For example, your restaurant manager brokered a pennies-on-the-dollar deal with a local contractor and supplier, and though you weren’t considering expansion for another year or two, the deal can’t be beat – but must be done now. Not having an extra $100,000.00 lying around, you make the decision to capitalize on the opportunity and that’s where having that line of credit is paramount. Lines of credit are essential for growing businesses, and these bank cut-offs have hit very hard across the country. They are slowing growth, certainly curbing profits, and sadly – closing up your businesses.

In lieu of the erratic business line of credit, you should consider a merchant cash advance. These aren’t for everyone, but if you are an operational business with steady credit card receivables, it is the strategic choice for you. A merchant cash advance is financing made available to a business based on future credit card sales. Like a line of credit, a merchant cash advance does not require upfront collateral or scheduled monthly payments. Instead, the business owner allows the finance company to take a portion of its future credit card sales to repay the cash advance. Like bank loans, merchant cash advances are distributed to business owners in a lump sum, which gives the business owner the access they need to maintain survival and infuse capital.  Losing a line of credit unexpectedly can push a business to the brink of bankruptcy. Business owners should turn to alternative sources of funding to avoid being taken under with the tide. Receiving a merchant cash advance (which literally takes less than ten days!) will allow you to make that important hire, build that party room, buy that refrigerator, and pay that vendor. Think of it as a business line of credit, but from someone who cares about your small business – unlike your bank.

Another great perk of a merchant cash advance is the turnaround by which you go from application to cash in hand. Often a month long process or longer with a bank, securing merchant cash advance funding for your small business takes a fraction of the time, most completing in under 10 days.  The transition from being subjugated by your bank to having the breathing room and growing power with a merchant cash advance is seamless and ultimately priceless by not only providing you with the funding you need to succeed but by guaranteeing piece of mind as you grow.

Whether or not your restaurant, franchise, or any other small business requires $20,000, $100,000, or $500,000, it is reassuring to know that so long as you will have adequate credit card sales, you’re going to get the money you need and fast.

Don’t let a terminated bank line of credit get your business down in the dumps. Call BankCard Funding today at 888-221-4545 or fill out a quick application at www.merchantcashadvance.com and be amazed at how seamless and smart a cash advance for your business is. With dedicated, knowledgeable, and senior reps geared to walk you through every step of the way, BankCard Funding stands out from its competitors, by being a down-to-earth, direct funder and by treating you like a prized client and not a sales figure. Each one of our clients work hand-in-hand with our staff to build a custom business plan that helps them grow. The business relationships we have with our clients are often talked about in the industry, and it is one that we are proud of.

Give us a call today at 888-221-4545 and securely fill out an application online at www.merchantcashadvance.com.

BankCard Funding:  Tomorrow’s funding, today.

This story has hit home hard to thousands and thousands of small businesses – particularly restaurants – over the last three years, and, sadly, theres nothing to suggest that anything substantial will turn around. The restaurant business is a cut-throat and costly endeavor regardless of the economy, but once coupled with these lousy financial conditions, merely staying afloat is becoming unfeasible. It is a well known fact that with a poor economy, many businesses, small and large alike, reduce staff and cut costs across the board, resulting in even closing branches or offices in an effort to stay in business.

As absurd as this may sound, this economic uncertainty may be the perfect time for you to think out of the box, like a captain on a sinking ship, and to go almost “all-in” in taking a chance at blowing away your competition, building your brand, and truly staying ahead of the economic curve. Business being stagnant and slow is a great time to strongly considering expanding, both in size and philosophy. This is not to say that a failing restaurant should invest more money into a sinking ship (that would be reckless), however if you have a steady – albeit stagnant or even declining –customer base, and offer great service at a good price, on top of great quality, you have the requisite tools needed to take that leap.

Think about it, you are not the only industry that is slow right now. Studies show 7 out of 10 industries have taken a substantial hit due to the economy, and that means the cost for executing expansion of your restaurant is cheaper on almost all fronts. This includes marketing and advertising, hiring, wages, supply, and expansion costs. Contractors, suppliers, and even potential restaurant staff are all waiting with bated breath for that phone to ring with even an inkling of business, and their prices have come substantially down almost across the board. Expanding your business today can cost up to 60% less than it did five years ago. That is significant incentive to invest in expansion of your restaurant.

Don’t think your customers won’t notice what you’re doing. Your customers (who are largely feeling the hit harder than you are) will see your competitors put up daily sales, have fewer waiters/waitresses, have a thriftier and cheaper quality menu with smaller plates and tinier portions, and their clientele will undoubtedly notice where there is skimping. I remember a few years back, I noticed this one pizzeria in NY started not placing napkins, ketchup bottles, and spices on the tables; you had to go to the counter where they’d hand you a few packets and napkins, and when greeted with disgust, their answer was simple: We need to cut costs wherever we can. Those things stood out to me.

Your competitors are already doing it. If your customers see you building, hiring a better chef, expanding the menu, and offering specials on quality menu items, don’t think for a second that they won’t notice your lack of skimping on them. It will pay dividends in the long run as your restaurant will be known as the eatery that – despite tough times – didn’t forget their customer base.

In this age of Social Darwinism, where only the survival of the fittest live to see another day, it is paramount that you stay ahead of the economic curve, even if it means fighting the economic tidal wave of recession with some punches of your own.

BankCard Funding has assisted – and continues to assist – hundreds of restaurant owners who made this decision to grow, by providing fast, affordable, and substantial funding, despite these poor economic conditions. Acquiring a significant bank loan has become near impossible for small businesses in those exact conditions mentioned above, and if you are serious about taking that leap and standing out to your customers, the prudent and strategic move is to give BankCard Funding a call today at 888-221-4545 or by visiting them on the web at www.bankcardfunding.com or www.merchantcashadvance.com.

BankCard Funding: helping you grow by providing tomorrows funding, today.

Small businesses can improve cash flow by simply making sure that their billing and collections are operating as efficiently as possible. It is imperative that you focus your efforts and business practices in getting your customers to pay you as soon as possible. Sure, this sounds euphoric and unrealistic, but there are many proven ways to incentivize your customers into paying you faster. Providing a discount on goods that are pre-paid is one method being used by many small businesses. If your customers are hesitant to pre-payment schedules, you can request a deposit. In cases where you are providing terms for your customers, make sure you bill promptly and continuously. No one is going to send in a payment without being asked for it. Be methodical but not overly aggressive with your collections, and remind your customers that paying promptly helps your own cash flow, which in turn allows you to buy cheaper and sell cheaper.

Building a Strategic Relationship with a Funding company is also paramount to successful cash-flow. Most businesses have tremendous relationships with banks. This seems obvious. What isn’t obvious is that many of these banks are feeling pressure from the Government to tighten their belts and think ten times before issuing a dime for businesses to run smoothly and/or expand. This tightening of the belt has pros and cons. The pros are that many businesses that are not financially sound aren’t easily given access to funds they likely won’t repay. This prevents the “toxic loan”. The cons are that many businesses that ARE sound, have to pay the price, suffer the consequences of the banks practices, and getting the funding they deserve and need, is becoming exceptionally timely and tedious. As you know many business decisions are contingent on having access to quick cash and they cannot wait 2-3 weeks to have a bank tell them yes or no. Time is money and if you need to constantly bite your nails hoping your bank comes through for you – more often than not, the time will pass and the opportunity will be missed. If you are a small business and want to dramatically improve cash flow and ensure you have the funds available at the right time, you should strongly consider partnering up with a merchant cash advance company like BankCard Funding.

BankCard Funding realizes that your businesses cash flow is essential to its success, and provides quick, affordable, and strategic funding for your business. The funding can be used to secure cash-flow, expand, or make that big buy to take you over the top. BankCard Funding is not a bank or lending institution and it does not make loans. How do merchant cash advances work? BankCard Funding simply purchases future credit card receivables at a discounted rate. Therefore, there is no interest rate, no collateral, and no set time frame for the payback. BankCard Funding will provide you with a business cash advance of up to $500,000 based on the average of your past 12 months of credit card receivables. In essence, BankCard Funding buys your future receivables at an agreed-upon discounted rate. BankCard Funding is paid back through your future credit cards sales on a percentage basis — not on a fixed amount.  Therefore, you pay proportionately less in slower months.  The payback is completely based on your daily sales. In other words, if you take in nothing for the day, BankCard Funding receives nothing. On average, most merchants take about 7 months to pay down their advance. However, the payback period is not fixed. It is solely based on your on current credit card receivables.

Give BankCard Funding a call at 888-221-4545 or visit www.bankcardfunding.com or www.merchantcashadvance.com today.

BankCard Funding: Tomorrows Funding, Today!

You can call them direct at 1-888-221-4545.

Merchant Cash Advance companies are often used by small businesses that do not qualify for regular bank loans. In this economy, banks are tightening their belts and making it very difficult for legitimate, functional small businesses to get the funding they need to keep their cash flow, well – flowing. This Credit Card Factoring has many advantages over the structure of a conventional loan. Most importantly, payments to the merchant cash advance company fluctuate directly with the merchant’s sales volumes, giving the merchant greater flexibility with which to manage their cash flow, particularly during a slow season. Additionally – and this is a very under-rated perk – the ease, simplicity and speed of the application process, as well as the lower security position associated with receivable financing, are significant advantages that make the Credit Card Cash Advance Small Business funding an option small business owners should take seriously. You are essentially receiving tomorrow’s funding, today.

If your small business is looking for flexible financing, give BankCard Funding a call and receive tomorrow’s funding, today – without the hassle and rejection of a conventional bank loan.

Contact Name: David Korchak

BankCard Funding
6901 Jericho Turnpike
Suite 255
Syosset, NY 11791
Phone: 800-221-4545

E-mail: mailto:dkorchak@bankcardfunding.com
Website: http://www.bankcardfunding.com/
Website: http://www.merchantcashadvance.com

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